What Credit Score Do You Need To Finance A Harley

Filed for bankruptcy once.

What credit score do you need to finance a harley. Harley-Davidson Financial Services Inc has an A rating with the Better Business Bureau. Generally you need to meet the following requirements to qualify for a Harley Davidson loan. If you look at My Credit Status risk classes you need to be at least an average risk to be considered for vehicle finance.

You must have a photo ID proof of motorcycle insurance and any additional documents requested in your credit decision to finish the financing process. Our special financing department works with people every day with. Now this minimum credit score varies among lenders.

The baseline minimum score to qualify for the Harley-Davidson Credit Card is 660 which is the bottom of the good credit range. Even with the tightening of credit over the past 24 months a score of 740 or higher should qualify you for the best rates and terms available. I only say this because I made the mistake of purchasing a Bike with a harley type credit card Variable APR and after one year realized that my rate was going to jump from 1199 to 2599 tried to re-finanace no chance because why would a bank give me a lower rate when they had me for more alreadywalked into another dealership i live in NY traded the nightster and bought a.

This is up from 700 and then 720 over the past 6-8 years or so. If your score is below 620 you may still be able to find a lender to work with you. Harley-Davidson Financial Official Site.

No matter the model however a low credit score might result in a high APR a larger required down payment fewer lending choices and. Credit scores below 670 may stand in your way when asking for a loan. Most lenders require a credit score of 620 in order to get motorcycle financing.

Typically you can only do this if you are buying a new doublewide. Heres the rundown. Your Credit Score and Motorcycle Loan.